Billing Policy

TERMS AND CONDITIONS OF USE

Last Updated on September 8, 2026

These are the official Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​for​ Thriving for Equity, Inc. located at 1813 Fairbank Rd., Baltimore, MD 21209, herein known and referenced as “Company,” “Our,” “We,” and “Us.”

Our email is debshine@thrivingforequity.com. “You” and “Your” refers to users of this Company’s website, communications, offerings and related materials, herein known as “Offering.”

NOTICE: These​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​are​ ​legally​ ​binding.​ ​It​ ​is​ ​Your responsibility​ ​to​ ​read​ ​these​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​carefully​ ​prior​ ​to​ ​purchase, use,​ ​or​ ​access​ ​of​ ​any​ ​of​ ​Our​ ​products,​ ​including​ ​online​ ​courses, coaching or consulting packages.

BILLING POLICIES

For all purchases made here Customer/Client will be charged immediately. The full cost of the program is reflected in the payment price whether or not a courtesy payment plan is used. There are no delayed start dates available at this time.

You agree to provide current, accurate and complete details as requested to process your payment. If necessary, You agree to update your payment information in a timely manner so We can complete any outstanding orders and/or contact You as needed.

We reserve the right to change our prices for new purchases at any time.

A courtesy payment plan is NOT a membership and cannot be cancelled until the full cost of the Offering has been paid.

When a payment plan is in effect, the Customer/Client will be charged on a recurring basis without advanced notice using the original form of payment. If a change in form of payment needs to be made

Additional purchases made during check-out are not eligible for payment plans. If a customer purchases an additional product during check-out the cost of that product will be included in the first payment of the payment plan. All subsequent installments include only the payment plan amount

If a buyer's payment fails, we will attempt 8 retries within 2 weeks for failed payments. After that point the Customer/Client will have 3 days to update payment information after which point we will revoke access to the Offering until payment is made.

NOTE: If access is revoked due to lack of payment, that does not mean that the terms of original agreement are no longer in effect. The Customer/Client is still responsible for full payment for the Offering.

Customer/Client will receive an email after purchase and with each installment. You can change your payment information at anytime. You will not be able to cancel a payment plan or pay it off in advance.

CHARGEBACKS

You agree to make every attempt to file a refund prior to attempting a chargeback with Your financial institution. In the event of a chargeback attempt, You expressly agree to forfeit any and all of Our bonuses, affiliate bonuses, or other materials afforded to You in exchange for Your original purchase of Our Offering. We reserve the right to present proof of Your access and these Terms and Conditions of Use to the financial institution investigating the dispute.

REFUNDS AND RETURN POLICY

Due to the nature of the services and/or products provided, refunds will not be given unless otherwise specified in writing.

ERRORS OR MISTAKES IN PRICING

We reserve the right to correct any errors or mistakes in pricing, even if We have already received payment. Any such changes will be conveyed in writing via email to notify You of Our correction and to allow You to take the most appropriate action in the event of such a correction or mistake.

If you have billing issues please contact us at debshine@thrivingforequity.com.